Factoring and Fleet Cards Built for Your Trucking Business
Faster payments and maximized fuel savings with no hidden fees.

Factoring
Same-day Payments
for Your Loads, No Surprises
Keep your fleet moving forward with same-day payments, great customer service, and no hidden fees.

Lightning-Fast Payments
Same-day or next day cash for your loads or invoices.

No Long-Term Contract
Leave any time with a 30-day notice, no penalty.

Stress-Free Collections
Bobtail manages your invoices with prompt and proactive communications to you and your customers.

Dedicated Support Team
Expert help available in English, Spanish and Punjabi

Competitive Rates
Personalized factoring rate for your fleet with no hidden fees.

Easy-to-Use App
Invoice tracking, anytime, anywhere. On mobile and web.

Bobtail Zero
Mastercard®
Save up to $2/gallon*
1,300+ locations with fuel savings, including TA, Petro, TA Express, Speedway, and Casey’s

Fuel Anywhere
Use your fleet card anywhere Mastercard is accepted.

Save $750/truck
With an average savings of 41¢ per gallon, you can save $750 per truck or more every month.

IFTA Reporting
File IFTA taxes faster with automated reports to your inbox.

Stay Secure
Cards come with EMV security chips, plus freeze and unfreeze cards directly in the app.

Track Spending
Get SMS notifications for every transaction and view savings add up in your Wallet.

Fast Approvals
Approval can take just 5 minutes. Get started now.
Why Bobtail?
See how Bobtail stacks up against the competition for factoring and fleet card solutions.
Features | Bobtail Factoring | Old School Factoring |
---|---|---|
Factoring Fees | Negotiable Rates, Max 3.24% | As High as 5%, Plus Fees for Setup, Minimums, Invoices, Credit Checks and More |
Cash Flow | Same-Day Pay, No Extra Charge | Additional Charge for Same-Day Payments |
Contract Terms | No Long-Term Contracts | 1 – 2 Year Contracts with Penalties |
Flexibility | Choose Which Brokers to Factor | Restrictions on Which Brokers You Can Work With |
Customer Support | Dedicated Customer Success Team | Long Hold Times, Slow Responses to Emails and Voicemails |
Transparency | No Hidden Fees or Monthly Minimums | Complex Fee Structures with Hidden Costs |
Technology Features | User-friendly Mobile and Web Apps | Slow, Confusing Portals with Limited Features |
Bobtail Factoring
Factoring Fees | Negotiable Rates, Max 3.24% |
Cash Flow | Same-Day Pay, No Extra Charge |
Contract Terms | No Long-Term Contracts |
Flexibility | Choose Which Brokers to Factor |
Customer Support | Dedicated Customer Success Team |
Transparency | No Hidden Fees or Monthly Minimums |
Technology Features | User-friendly Mobile and Web Apps |
Old School Factoring
Factoring Fees | As High as 5%, Plus Fees for Setup, Minimums, Invoices, Credit Checks and More |
Cash Flow | Additional Charge for Same-Day Payments |
Contract Terms | 1 – 2 Year Contracts with Penalties |
Flexibility | Restrictions on Which Brokers You Can Work With |
Customer Support | Long Hold Times, Slow Responses to Emails and Voicemails |
Transparency | Complex Fee Structures with Hidden Costs |
Technology Features | Slow, Confusing Portals with Limited Features |
Start Factoring with Bobtail
Questions?
Check out our FAQs.
